💱 Currency Converter
Convert between 170+ world currencies with real-time exchange rates. Get accurate currency conversions for travel, business, and international transactions with historical rates and currency trends.
💱 Converted Amount
92.50 EUR
1 USD = 0.925 EUR
📊 Exchange Rate Analysis
💡 Currency Insights
🎯 Practical Tips
🌍 Major Currency Pairs
Currency Pair |
Current Rate |
24h Change |
🇺🇸🇪🇺 USD/EUR |
0.925 |
-0.2% |
🇺🇸🇬🇧 USD/GBP |
0.785 |
+0.1% |
🇺🇸🇯🇵 USD/JPY |
149.50 |
+0.3% |
🇪🇺🇬🇧 EUR/GBP |
0.849 |
0.0% |
🇬🇧🇯🇵 GBP/JPY |
190.45 |
+0.4% |
💱 Understanding Currency Exchange
Currency exchange rates fluctuate constantly based on economic factors, political events, and market sentiment. Understanding these factors helps you make informed decisions about when to exchange money and how to minimize costs.
🌍 Major World Currencies
Currency |
Code |
Country/Region |
Central Bank |
Trading Volume |
🇺🇸 US Dollar |
USD |
United States |
Federal Reserve |
88% of trades |
🇪🇺 Euro |
EUR |
Eurozone (19 countries) |
European Central Bank |
31% of trades |
🇯🇵 Japanese Yen |
JPY |
Japan |
Bank of Japan |
17% of trades |
🇬🇧 British Pound |
GBP |
United Kingdom |
Bank of England |
13% of trades |
🇨🇳 Chinese Yuan |
CNY |
China |
People's Bank of China |
7% of trades |
📊 Factors Affecting Exchange Rates
Factor |
Impact |
Time Frame |
Example |
📈 Interest Rates |
Higher rates strengthen currency |
Medium-term |
Fed rate hikes strengthen USD |
📊 Economic Data |
Strong data strengthens currency |
Short-term |
GDP growth, employment data |
🏛️ Political Stability |
Stability strengthens currency |
Long-term |
Elections, policy changes |
💰 Inflation |
High inflation weakens currency |
Long-term |
Price level changes |
🌍 Trade Balance |
Surplus strengthens currency |
Medium-term |
Export vs import levels |
💸 Currency Exchange Costs
Exchange Method |
Typical Spread |
Additional Fees |
Best For |
🏦 Banks |
2-4% |
$5-15 per transaction |
Large amounts, security |
💳 Credit Cards |
1-3% |
Foreign transaction fees |
Convenience, protection |
🏪 Exchange Bureaus |
3-6% |
Commission fees |
Cash, tourist areas |
🏧 ATMs |
1-2% |
ATM + bank fees |
Local currency abroad |
💻 Online Services |
0.5-2% |
Transfer fees |
Large transfers, best rates |
✈️ Travel Money Tips
Destination Type |
Recommended Mix |
Payment Methods |
Special Considerations |
🏙️ Major Cities |
20% cash, 80% cards |
Credit cards widely accepted |
Contactless payments common |
🏝️ Tourist Destinations |
40% cash, 60% cards |
USD/EUR often accepted |
Tourist exchange rates poor |
🌾 Rural Areas |
70% cash, 30% cards |
Cash preferred/required |
Limited ATM access |
🏕️ Developing Countries |
80% cash, 20% cards |
Cash dominant |
Bring clean, new bills |
🌐 Cryptocurrency Exchange
Cryptocurrency |
Symbol |
USD Value |
24h Change |
Market Cap Rank |
₿ Bitcoin |
BTC |
$43,250 |
+2.1% |
#1 |
Ξ Ethereum |
ETH |
$2,650 |
+1.8% |
#2 |
🔗 Chainlink |
LINK |
$14.25 |
-0.5% |
#15 |
💎 Litecoin |
LTC |
$72.50 |
+0.1% |
#20 |
💡 Currency Exchange Tips
- 📊 Monitor Rates: Track exchange rates before traveling or making large transfers
- 🏦 Compare Options: Banks, online services, and credit cards offer different rates
- ⏰ Timing Matters: Exchange rates fluctuate throughout the day
- 💳 Use No-Fee Cards: Some credit cards don't charge foreign transaction fees
- 🏧 ATM Strategy: Withdraw larger amounts less frequently to minimize fees
- 🚫 Avoid Airport Exchanges: Usually offer the worst rates
- 📱 Use Apps: Currency converter apps help track rates and calculate costs
- 🔒 Notify Banks: Inform your bank of travel plans to avoid card blocks
🔗 Related Calculators
Explore our other financial and travel calculators: